RV insurance for motorhomes, trailers and the people who live in them.

A motorhome is a vehicle. A travel trailer is cargo behind one. A fifth wheel you live in for eight months is a home. Three different policies, and we make sure you are holding the right one.

Before you buy

What this policy does, and what it will not do.

What we write in
✓Motorhomes: liability, collision, comprehensive
✓Travel trailers and fifth wheels: physical damage
✓Contents and attached equipment
✓Emergency vacation expense if a trip is cut short
✓Full-timer liability when the RV is your residence
What it will not do
✕Full-time living unless it is declared
✕Rodent, insect and mould damage
✕Wear, delamination and manufacturer defects
✕Personal belongings above the contents limit
Who this is for

Three ways people hold this policy.

Motorhome owners
Class A, B and C. Plated like a vehicle, insured like a home on wheels.
Trailer owners
ICBC covers liability while towed. Damage to the trailer needs its own policy.
Full-timers
Living in it changes the liability and contents you need.
What moves the price

Five things the insurer looks at.

01
RV type, age and value
02
Months on the road versus in storage
03
Where it is stored
04
Full-time or recreational use
05
Deductible
Straight answers

RV Insurance questions we hear most.

All FAQs→

ICBC covers liability while it is towed. Physical damage to the trailer and its contents needs a separate private policy.

Yes. Storage coverage for the off season is common and much cheaper than road coverage.

Hotel, meals and travel home if your RV is disabled by a covered loss more than a set distance from home.

A quote takes two minutes.A callback, the same business day.

Pick the coverage, answer a short set of questions, and a licensed broker in Delta calls you back with real numbers.